Коммуналка по-новому
С 2020 года в сфере ЖКХ заработают новые правила. Ряд положений начнут действовать уже весной, какие-то обретут силу летом, другие вот-вот примет Госдума. Тарифы по традиции вырастут. Впрочем, российские потребители давно свыклись с тем, что «коммуналка» вытягивает из их кошельков все больше и больше денег. В среднем по стране каждая семья отдает на нее около 10% своего дохода. С учетом общей депрессивной ситуации в экономике миллионам людей оплата услуг ЖКХ становится не по карману, а очередная платежка — словно ножом по сердцу. Наступивший год готовит жильцам много сюрпризов: будет изменен порядок поверки счетчиков, появится единый платежный документ (ЕПД), а тарифы подведут под «эталон». Каждая коммунальная новинка имеет свои плюсы и минусы. Чего больше — мы разбирались вместе с экспертами в сфере ЖКХ.
фото: АГН «Москва»
Тариф по лету повышают
С 1 июля 2020 года плата за коммунальные услуги в России вырастет в среднем на 4% — что, кстати, выше плановой годовой инфляции в 3%. В зависимости от субъектов Федерации подорожание составит от 2,4% до 6,5%. То есть для некоторых регионов коммунальный тариф возрастет вдвое по сравнению со средним уровнем инфляции. Стоит ли удивляться, что пока тарифы растут, увеличивается общая задолженность населения за услуги ЖКХ. На конец первого полугодия 2019-го (более свежих данных пока нет) долг потребителей составил 547,4 млрд рублей. По сравнению с аналогичным периодом 2018-го прирост составил 4%.
Петр Пушкарев, шеф-аналитик TeleTrade: «Чтобы нивелировать рост коммунальных тарифов, необходимо дотировать население по-крупному — скажем, на 25% от полной суммы платежки. Конечно, помогать надо не всем, а семьям с низкими подушевыми доходами или с высоким уровнем долговой нагрузки. Льготы по оплате коммунальных услуг пригодились бы сильно закредитованным домохозяйствам, тем, чей доход меньше 2 размеров МРОТ на человека, а также одиноким пенсионерам. Нужна государственная система льгот. Только в таком случае местные власти будут заинтересованы лучше контролировать обоснованность тарифов управляющих компаний: особенно если будут стимулы в виде зависимости сумм трансферов в местные бюджеты от суммы экономии. Разработка и внедрение таких механизмов позволят решить серьезные вопросы, касающиеся уменьшения долговой нагрузки населения за услуги ЖКХ».
Заплатим по «эталону»
Правительство утвердило план перехода к эталонным тарифам на водоснабжение, водоотведение и теплоснабжение. Данные мероприятия рассчитаны с сентября 2019-го по август 2020 года. ФАС, Минэкономразвития и Минстрой будут исполнителями этой «дорожной карты». После августа 2020 года ими должен быть подготовлен проект нормативно-правового акта по установлению эталонов.
Напомним, в августе 2018 года Владимир Путин поручил правительству осуществить переход на «эталонный» принцип формирования тарифов с целью защиты интересов потребителей и избежания перекосов в оплате «коммуналки». По подсчетам регуляторов, в разных регионах России максимальный платеж за услуги ЖКХ может превышать минимальный, например, в 55 раз, если речь идет о водоотводе, или в 40 раз — если о водоснабжении.
Федеральная антимонопольная служба предлагает устанавливать эталонные расценки на жилищно-коммунальные услуги на длительный срок — 5–10 лет. Таким образом местным властям и ресурсникам, которые регулярно заявляют о том, что работают на грани рентабельности, хотят связать руки и запретить увеличивать тарифы для населения выше установленного предела. Как в таком случае изменятся суммы в платежках и станет ли процесс начисления платы более прозрачным? Независимые эксперты сомневаются в пользе стандартизации предоставляемых коммунальных услуг и выведения универсального «эталона».
Роман Блинов, руководитель аналитического департамента Международного финансового центра: «Эталонные тарифы, с одной стороны, призваны сократить разрыв в стоимости одних и тех же услуг у аналогичных поставщиков ресурсов. С другой стороны, пока непонятно, насколько корректно будут рассчитаны «эталоны» и будут ли учтены региональные особенности и отличия различных организаций, предоставляющих соответствующие услуги».
фото: АГН «Москва»
На поверку становись!
С сентября изменится методика фиксации данных о потреблении ресурсов, а также актуализация этих сведений. Сведения о проведенной поверке приборов учета сразу будут включать в единый госреестр. Бумажные же свидетельства будут носить дополнительный характер. Напомним, каждому потребителю после установки счетчиков необходимо следить за их корректной работой и состоянием. Во избежание неточности показаний или поломки устройства необходимо проводить специальную процедуру — поверку. По истечении срока, указанного в технической документации, также необходимо проводить поверку устройства. Коммунальные службы могут предупреждать о необходимости проведения процедуры заранее. Но возникает вопрос: снизит ли данная новация риск мошенничества, когда поверка навязывается под предлогом требований законодательства? Ведь уже сейчас развелось немало аферистов, которые пудрят мозги одиноким старушкам, разводя их на приобретение более дорогих приборов учета.
Наталья Тарасова, адвокат: «Изменение порядка поверки счетчиков — положительное нововведение, так как это позволит сократить число случаев мошенничества, когда граждан принуждают к смене счетчиков под предлогом истечения срока их действия. Теперь потребители смогут ссылаться на запись в реестре Росстандарта. Если граждане будут знать точную дату следующей поверки счетчиков, то у мошенников будет меньше возможностей для обмана населения».
Единая платежка для всех услуг
Пока правительство не поддержало законопроект о единой квитанции за жилищно-коммунальные услуги (ЖКУ). Однако работа над единой жировкой продолжается — и эксперты не исключают, что законопроект о введении ЕПД может быть принят уже весной 2020 года.
Переход от нескольких платежных документов, которые получают жильцы сегодня, к одной жировке — идея, с одной стороны, здравая. Но с другой — остается слишком много вопросов, связанных с реализацией задумки. Одна случайно проскочившая неверная цифра может привести к серьезной путанице и к последующим переплатам за потребленные ресурсы. Минимизировать ошибки получится лишь в том случае, если водоканалы, теплоснабжающие организации, электроэнергетики, газовики соберутся в один пул и решат объединить платежи по всем коммунальным услугам в единый документ, который будет приходить к собственникам квартир, а напротив каждого ресурса в квитанции будет указан отдельный расчетный счет. Насколько реально такое единение — большой вопрос…
Светлана Разворотнева, исполнительный директор Национального центра общественного контроля в сфере ЖКХ: «Если потребитель, к примеру, в летний период не пользовался в своей квартире рядом услуг, так как проживал на даче, их можно не оплачивать. ЕПД упрощает решение подобной задачи. Но главная сложность заключается в техническом исполнении этого плана. В существующей редакции законопроекта ничего не сказано о том, кто будет выпускать единую платежку».
фото: АГН «Москва»
Счетчик с умом
На 2020 год запланировано массовое внедрение «умных» счетчиков электроэнергии. Речь о дистанционных приборах учета, которые снимают показатели в режиме онлайн и передают их через Интернет уполномоченным учреждениям. Первое время на такие устройства начнут заменять те счетчики, чей срок эксплуатации уже подошел к концу. Новостройки будут оснащаться интеллектуальной системой автоматически. Между тем стоят такие аппараты дороже, чем привычные устройства. По оценкам экспертов, цена на них стартует от 10 тыс. рублей. Итоговая стоимость зависит от фирмы-производителя.
Роман Блинов, руководитель аналитического департамента Международного финансового центра: «Тема потерь, которые несут энергокомпании, на слуху уже не первый год. После установки «умных» счетчиков у некоторых домохозяйств могут появиться новые издержки. Управляющие компании, скорее всего, при замене уже выработавших свои сроки счетчиков и установке новых захотят переложить свои затраты на плечи потребителей, что уже мы видели, и не раз. Однако в постепенном переходе на «умные» счетчики есть и положительные моменты. Они автоматизируют процессы снятия показаний и контроля потребления ресурсов как для рядовых потребителей, так и для организаций».
Банкам дадут по рукам
Некоторые коммунальные новации еще рассматриваются Госдумой, но поскольку они поддерживаются «Единой Россией» — практически наверняка обретут силу закона. В частности, депутаты планируют запретить банкам брать комиссию за платежи по ЖКХ. Выбрать, какой банк берет меньше комиссии, граждане могут и сейчас, хотя и мало кто из потребителей это в реальности мониторит: платят там, где привыкли. Между тем эксперты опасаются, что тотальный запрет приведет к тому, что банки будут брать еще большие комиссии с управляющих компаний, а те станут закладывать эти суммы в итоговые платежки. Такие нарушения ФАС уже выявляла, причем комиссии для управляющих компаний сферы ЖКХ доходили в ряде случаев до 7%, то есть явно имел место сговор УК и банка. Потребителям надо быть готовым к тому, что финансово-кредитные организации как-то компенсируют выпадающие от комиссий за ЖКХ доходы. Например, увеличат какие-нибудь совсем другие платежи: сделают на 100 руб. дороже обслуживание карт, или услугу sms-оповещения о платежах, или незаметно ухудшат условия по бонусным программам.
Вячеслав Максименко, руководитель партнерских программ инвестиционно-образовательной площадки «Линейка»: «Подобные решения, как отмена комиссии при оплате ЖКХ, являются ощутимыми и значимыми для общества. Это нововведение может привести к незначительному повышению цен на ЖКУ, в большей степени потому что банки, которые вынуждены будут отказаться от практики взимания 0,5–2,0% от коммунальных платежей, пересмотрят размер взимаемых комиссий по другим операциям. Ясно, что банки так или иначе будут искать способы не работать за просто так. Текущая инициатива призвана в первую очередь устранить наиболее одиозные случаи, когда, например, из-за недобросовестной конкуренции клиенты управляющих компаний были вынуждены платить драконовские комиссии за социально-значимые ЖКХ, в том случае если оплата совершалась не через тот банк, с которым у УК было заключено партнерское соглашение».
* * *
Как следует из анализа, который «МК» провел с помощью экспертов, некоторые нововведения положительно скажутся на добросовестных плательщиках, другие же, напротив, могут привести к неразберихе в платежках и спровоцировать рост стоимости услуг ЖКХ. При любом раскладе все вышеназванные новации так или иначе отразятся на стоимости и качестве «коммуналки». Вероятнее всего, ориентироваться в платежках, отслеживать начисленные суммы и доказывать ошибки станет проще благодаря «умным» счетчикам и новому порядку поверки устройств. В то же время потребителям придется смириться с тем, что тарифы продолжат расти и подорожание будет значительно выше уровня прогнозируемой инфляции, так как создать единую платежку и уравнять всех под один «эталон» вряд ли удастся.
РЕЙТИНГ ПРОБЛЕМ В ЖКХ
( III КВАРТАЛ 2019 ГОДА)
— Неудовлетворительное состояние, содержание и текущий ремонт дома
— Начисление платы за жилищно-коммунальные услуги
— Управление домом
— Капитальный ремонт
— Неудовлетворительное благоустройство придомовой территории
— Проблемы, возникающие в связи с введением новой коммунальной услуги по обращению с твердыми коммунальными отходами
— Неудовлетворительное качество предоставляемых коммунальных услуг
— Общие собрания собственников помещений в многоквартирных домах
— Общее имущество в многоквартирном доме
— Проблемы с приборами учета
Источник: НП «ЖКХ Контроль»
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